BENEFITS THAT SHOW UP FOR YOU
In all of life’s moments, big and small, when you need expert care, extra support, or the right guidance — your benefits are there. To get all the details you need about your options, explore this site or read our Decision Guide.
Need a refresher on what deductible and copay mean? Before diving deep, check out our glossary of important terms.
WHAT YOU SHOULD KNOW FOR 2025
A wide range of offerings for you and your family. Get all the details.
Our high-quality plans provide you and your family with the coverage you need. Choose between two options: Blue Care Elect Saver-Choice (PPO) with HSA or Network Blue® New England Deductible (HMO) with HRA.
We'll continue to provide you with a competitive benefits package. The following cost changes will take effect in 2025:
- There will be a 5.9% cost increase for both medical plans.
- For the PPO plan: deductibles will increase from $1,600 to $1,700 for individual coverage and from $3,200 to $3,400 for individual +1 or family coverage.
- For the HMO plan: deductibles will increase from $1,250 to $1,350 for individual coverage and from $2,500 to $2,700 for individual +1 or family coverage.
Some things to smile about:
- Dental Blue gives you access to over 93% of practicing dentists in Massachusetts, as well as more than 520,000 provider locations nationwide.
- Enjoy complete coverage for kids under the age of 13, with no cost and no deductible for covered dental services up to the calendar-year benefit maximum. This excludes orthodontic services.
There will be no rate increase for the dental plan in 2025.
With this enhanced vision coverage, you get a $0 exam copay plus additional in network discounts. We’ve also added extra coverage for kids under 19 at no additional cost.
There will be no rate increase for the vision plan in 2025.
Both medical plans come with a Blue Cross-funded account. You also have the option to elect a flexible spending account (FSA). Here are some important things to know:
- Health savings account (HSA) and health reimbursement arrangement (HRA) contributions from Blue Cross will remain the same for 2025 to help you offset costs.
- If you elect a health care or limited purpose FSA for 2025, any unused funds up to $640 will roll over from your 2024 balance. Note that the dependent care FSA isn’t eligible for the rollover.
Find out how to use these accounts to maximize your savings.
We help you prepare for the unexpected with benefits that offer financial protection for you and your family.
Your benefits include basic coverage at no additional cost, plus the option for associates working 30 or more hours per week to enroll in additional coverage.
SHOWING UP FOR EVERY MOMENT
Showing up for everyone starts with showing up for you. That’s why we deliver benefits that come through for you and your family in all of life’s moments, big and small. You have access to more than 20 well-being benefits. To see them all, connect to VPN and visit the well-being page on Blueweb.
Get free, 24/7 virtual support for family building, pregnancy, parenting, and menopause, through the vulnerable moments and the joyful.
With one-on-one coaching from a financial expert, get guidance and resources to help you make informed financial choices.
Bright Horizons is here to support you and your family, whether you need help caring for a child, adult or elderly loved one, or a pet.